Zega, M.; Astuty, F. .; Tarigan, I. N.; Damn, I. M.; Kristianto, P. A.; Ginting, W. A. EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING LOANS, CURRENT RATIO, FINANCING TO DEPOSIT RATIO TO RETURN ON ASSETS IN THE BANKING SECTOR. jit 2023, 17.