EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING LOANS, CURRENT RATIO, FINANCING TO DEPOSIT RATIO TO RETURN ON ASSETS IN THE BANKING SECTOR. Jurnal Ipteks Terapan, [S. l.], v. 17, n. 4, 2023. Disponível em: https://publikasi.lldikti10.id/index.php/jit/article/view/2751. Acesso em: 4 aug. 2026.