“EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING LOANS, CURRENT RATIO, FINANCING TO DEPOSIT RATIO TO RETURN ON ASSETS IN THE BANKING SECTOR”, jit, vol. 17, no. 4, Dec. 2023, Accessed: Aug. 05, 2026. [Online]. Available: https://publikasi.lldikti10.id/index.php/jit/article/view/2751