“EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING LOANS, CURRENT RATIO, FINANCING TO DEPOSIT RATIO TO RETURN ON ASSETS IN THE BANKING SECTOR”. Jurnal Ipteks Terapan 17, no. 4 (December 31, 2023). Accessed August 5, 2026. https://publikasi.lldikti10.id/index.php/jit/article/view/2751.