EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING LOANS, CURRENT RATIO, FINANCING TO DEPOSIT RATIO TO RETURN ON ASSETS IN THE BANKING SECTOR. jit [Internet]. 2023 Dec. 31 [cited 2026 Aug. 5];17(4). Available from: https://publikasi.lldikti10.id/index.php/jit/article/view/2751